UK CONSUMER CREDIT INFORMATION



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CPL are a distributor for Callcredit, a web-based consumer credit information service that gives companies instant access to high quality data, 24 hours a day, 365 days a year. Callcredit was established in 2001 as a partnership between Skipton Building Society, one of the UK's largest building societies, and D&B, the world's leading provider of business information. In less than two years Callcredit have successfully created a totally new, web-based consumer credit information service for the UK, which creates additional choice and offers significant value to clients. To gain access you will first need to have an authorised account. Under Data Protection legislation you are required to have the permission of an individual before requesting access to their file. Before we can give you online access we will need a copy of your Data Protection licence and your written agreement to Callcredit Terms of Business. Each search that you carry out leaves a footprint on the database. Should the subject request a copy of their file, this footprint and the reason for your search is visible to them.

Managed by one of the most qualified teams of credit information specialists in the UK, Callcredit is committed to offering our customers the highest standards of innovation, flexibility and speed of service. By partnering with best of breed solution providers, we maximise data, processing and solutions expertise throughout the industry, providing you with a range of first class options to select from.

The core product is:

CallReport confirms a credit applicant’s name, address, previous address and the presence of adverse public data. One of CallReport’s unique features is CallScore, a Fair, Isaac ® score that helps you to make faster, more consistent and more profitable credit decisions by rank-ordering consumers according to their relative risk of credit default.
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